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Insulation R-Value Depth Chart: How Many Inches for R-30, R-49, R-60

Look up settled inches and bags per 1,000 sq ft for blown cellulose and fiberglass — by R-value target, brand, and DOE climate zone. Includes a reverse lookup so you can convert existing attic depth to current R-value.

Quick Answer

For R-49 with Greenfiber INS515LD cellulose, install 14.8 inches of blown-in depth — that's 56 bags per 1,000 sq ft. AttiCat fiberglass reaches R-49 in 17.0 inches (25 bags/1,000 sq ft). At R-30, Greenfiber INS515LD needs 9.2 inches (30.8 bags/1,000 sq ft) vs AttiCat at 10.75 inches (14.6 bags/1,000 sq ft). All values use settled depth per FTC 16 CFR Part 460 ↗ — no additional overfill needed for settling. DOE zone targets at energy.gov ↗. Use the blown-in R-value calculator for a precise depth and bag count for your attic size and zone.

Blown Insulation Depth Chart — Bags per 1,000 Sq Ft by Brand

The table below is the master reference for blown loose-fill attic insulation. Columns show all three major brands available at Home Depot and Lowe's. Rows show common R-value targets from R-13 (minimum Zone 1 top-up) through R-60 (DOE target for Zones 5–8). All depths reflect settled installed thickness as required by the FTC R-Value Rule 16 CFR Part 460 ↗.

Sources: Owens Corning AttiCat Manufacturers Fact Sheet (Sep 2019, ASTM C687 tested); Greenfiber Product Guide DM-6.3-342 Rev A (2016, Lowe's PDF). FTC 16 CFR Part 460 settled-depth basis. Verify against coverage chart on your specific bag before purchasing.
R-Value Greenfiber INS515LD
Cellulose · 30 lb bag
Greenfiber INS541LD
Cellulose · 19 lb bag
Owens Corning AttiCat
Fiberglass · 27.5 lb bag
R-13 4.0 in · 11.8 bags 4.3 in · 17.9 bags 5.0 in · 5.9 bags
R-19 5.9 in · 18.1 bags 6.2 in · 27.2 bags 7.0 in · 9.0 bags
R-22 6.8 in · 21.5 bags 7.1 in · 32.2 bags 8.0 in · 10.5 bags
R-30 9.2 in · 30.8 bags 9.6 in · 46.1 bags 10.75 in · 14.6 bags
R-38 11.6 in · 40.9 bags 12.0 in · 61.1 bags 13.5 in · 19.0 bags
R-49 14.8 in · 56.0 bags 15.2 in · 83.5 bags 17.0 in · 25.0 bags
R-60 18.0 in · 72.4 bags 18.4 in · 108.1 bags 20.5 in · 31.5 bags

Bag counts per 1,000 sq ft at the R-value shown (settled depth). The wide spread between INS515LD (30.8 bags at R-30) and INS541LD (46.1 bags at R-30) reflects bag size only — INS515LD is a 30 lb bag vs INS541LD's 19 lb bag, so the 19 lb bag requires more bags to reach the same R. AttiCat fiberglass uses significantly fewer bags because each bag weighs 27.5 lb and covers more area per unit weight at lower R-per-inch density.

Data current as of 2026. Manufacturer coverage charts are updated periodically — always verify against the chart printed on your specific bag before finalizing your purchase order.

How the R-Value Depth Math Works

R-value depth formulas

R = depth_inches × R_per_inch

Depth_needed = Target_R ÷ R_per_inch

Bags needed = ⌈ Area_sqft ÷ sqft_per_bag ⌉ × 1.10 (10% buffer for obstructions)

Note: the 10% buffer accounts for attic obstructions and waste — not for settling. Settling is already factored into manufacturer coverage charts per FTC 16 CFR Part 460 (coverage charts use settled thickness). Do not apply a settling buffer on top of the bag count the chart gives you. R-per-inch by product (settled depth): Greenfiber INS515LD cellulose ≈ 3.26–3.33 R/in · INS541LD ≈ 3.13–3.26 R/in · AttiCat fiberglass ≈ 2.79 R/in. Source: OC AttiCat TDS (Sep 2019, ASTM C687); Greenfiber Product Guide DM-6.3-342 (2016).

Reverse lookup (existing depth → current R): Use the same formula backwards. If you have 8 inches of existing blown cellulose (INS515LD), your current R ≈ 8 × 3.3 = R-26. If you have 8 inches of blown fiberglass, your current R ≈ 8 × 2.79 = R-22. The product difference alone (cellulose vs fiberglass at the same depth) is worth approximately 4 R-units — which is why measuring depth without knowing the product gives you an incomplete picture.

Why R-per-inch varies across the table: minor density variation is normal as depth increases — the weight-per-bag is fixed while air compresses slightly at the base. Values use the published per-R-level thickness (matches FTC coverage charts) rather than a constant R/inch.

Settling is already factored in. The FTC R-Value Rule (16 CFR Part 460 ↗) requires all manufacturer coverage charts to use settled thickness, not initial installed thickness. Blown cellulose typically settles 15–20% in thickness within 48–72 hours per ASTM C739, but the R-value per inch does NOT change when thickness decreases — only total thickness shrinks. The bag label already accounts for this: if the label says R-30 at 9.2 inches, 9.2 inches is the settled depth you'll retain after settling is complete.

Cellulose vs Fiberglass: R-Per-Inch Comparison and Depth Penalty

The single most important number for planning attic insulation is R-per-inch. Cellulose delivers more R per inch than blown fiberglass, which means you need shallower depth for the same R-value. At R-49, the depth difference is 2.2 inches — which sounds small until you're near the eaves where 2×6 or 2×8 rafters give you only 5.5–7.25 inches of clearance above any existing insulation.

R-per-inch comparison. Source: Owens Corning AttiCat TDS (Sep 2019, ASTM C687); Greenfiber Product Guide DM-6.3-342 (2016).
Product Type R/inch (settled) Depth at R-49 Depth at R-60
Greenfiber INS515LD Cellulose 3.26–3.33 14.8 in 18.0 in
Greenfiber INS541LD Cellulose 3.13–3.26 15.2 in 18.4 in
Owens Corning AttiCat Fiberglass 2.79 17.0 in 20.5 in
Generic cellulose loose-fill Cellulose 3.2 (avg) ~15.3 in ~18.8 in
Generic blown fiberglass Fiberglass 2.7–2.9 ~17–18 in ~21–22 in
Rock wool / mineral wool loose-fill Mineral fiber 3.0–3.3 ~15–16 in ~18–20 in

Generic ranges per DOE energy.gov "Types of Insulation"; rock wool per NAIMA. Bag coverage chart is always authoritative for your specific product.

The ~0.5 R/inch gap = a 2.2-inch cellulose headroom advantage at R-49 and 2.5 in at R-60 — critical near low eaves in ranches/Cape Cods.

Reverse lookup: 10 in unknown blown = ~R-32 (cellulose) or ~R-28 (fiberglass). Either way, Zone 5's R-60 target leaves 28–32 R-points to add. Use the blown-in R-value calculator for estimated additional inches and bags.

Air sealing often improves performance more than adding R-value when major bypasses exist. Unsealed top plates, electrical penetrations, and recessed-light gaps allow convection that bypasses insulation, cutting effective R 15–30%. Air-seal before blowing — always — particularly for cellulose (permeable, unlike spray foam).

If you have batts plus blown on top — sum the Rs, not the depths

Example stack: existing R-19 fiberglass batts (~6 in) + 8 in of new cellulose loose-fill (8 × 3.2 = R-25.6) = ~R-44.6 total. To reach a Zone 5 R-60 target, you'd need about 5 more inches of cellulose (or 5.5 in of AttiCat) on top. Use the blown-in R-value calculator for layered entry.

Brand Comparison: Bags per 1,000 Sq Ft at R-30, R-38, R-49, R-60

All three brands at the four most common DOE-target R-values. INS515LD (30 lb) and INS541LD (19 lb) are both cellulose; bag-size drives the count difference. AttiCat is fiberglass — fewer bags, lower R/in, more depth. For 1,500 sq ft at Zone 5 R-49: ~84 bags INS515LD, 125 bags INS541LD, or 38 bags AttiCat (10% buffer).

Bags per 1,000 sq ft at settled depth. Sources: OC AttiCat TDS (2019); Greenfiber Product Guide (2016). FTC 16 CFR Part 460 basis. Verify against bag coverage chart before purchasing.
R-Value Greenfiber INS515LD
30 lb cellulose
Greenfiber INS541LD
19 lb cellulose
Owens Corning AttiCat
27.5 lb fiberglass
R-30 30.8 bags 46.1 bags 14.6 bags
R-38 40.9 bags 61.1 bags 19.0 bags
R-49 56.0 bags 83.5 bags 25.0 bags
R-60 72.4 bags 108.1 bags 31.5 bags

Sources: Greenfiber INS515LD Product Guide (30.8 bags at R-30 × 56.0 bags at R-49 × 72.4 bags at R-60); Greenfiber INS541LD same guide (46.1 × 83.5 × 108.1); OC AttiCat TDS (14.6 × 25.0 × 31.5). All at 1,000 sq ft. Add 10% for attic irregularities.

At R-49 the INS515LD↔INS541LD spread (56 vs 83.5 bags) reflects bag weight only — same R-value at similar depth (14.8 vs 15.2 in). If your store stocks only the 19 lb INS541LD, budget 83–92 bags for 1,000 sq ft at R-49. See our cellulose insulation guide and blown-in insulation guide for blower rental and dense-pack.

How Blown-In Compares to Spray Foam and Rigid Foam

When headroom is limited or you're converting to an unvented assembly, compare blown-in to spray foam and rigid foam: blown cellulose delivers ~3.2–3.4 R/inch (ASTM C739); blown fiberglass ~2.5–2.9 R/inch (ASTM C687); open-cell spray foam ~3.5–3.7 R/inch at $1.50–$3.50/sq ft installed; closed-cell spray foam ~6.0–7.0 R/inch at $3–6/sq ft+; rigid foam board (polyiso/XPS) ~4.0–6.5 R/inch. For an open attic floor, blown-in loose-fill is almost always the lowest cost per R-point. Spray foam is better suited to cathedral ceilings, unvented attic assemblies, or situations where R-value must be added without increasing depth (e.g., a 2×6 rafter cavity at R-19 batt where spray foam adds R-12 without deepening the assembly).

Cost Comparison — Per R-Value-Square-Foot by Brand (2026)

Material cost per R-value-square-foot (also called "cost per R-sqft") normalizes cost across products with different bag sizes, weights, and prices. At R-30 over 1,000 sq ft, Greenfiber INS515LD and AttiCat cost approximately the same per R-sqft — but at R-49 and R-60 (the DOE Zone 5–8 target), cellulose is significantly more cost-effective.

Approximate material cost for 1,000 sq ft. Approximate big-box retail prices as of 2026, sampled from national Home Depot / Lowe's listings — verify before purchasing; dynamic pricing varies by store and date.
Factor Greenfiber INS515LD
30 lb cellulose
Owens Corning AttiCat
27.5 lb fiberglass
Approx. price/bag (2026) ~$12–16 ~$40–50
Bags at R-30 / 1,000 sqft 30.8 bags · ~$0.43–0.49/sqft 14.6 bags · ~$0.58–0.73/sqft
Bags at R-49 / 1,000 sqft 56.0 bags · ~$0.14–0.16/sqft/R 25.0 bags · ~$0.20–0.26/sqft/R
Bags at R-60 / 1,000 sqft 72.4 bags · ~$0.87–1.16/sqft total 31.5 bags · ~$1.26–1.58/sqft total
Blower rental Free with 20+ bags at Lowe's; ~$75–100/day Free with 10+ bags at Home Depot (AttiCat blower only)

Cost estimates are approximate as of 2026; verify locally and add 10% bag buffer. Using a different brand? Derive R/in from the bag's coverage chart: R/in = labeled R ÷ minimum settled depth (in); sqft/bag = listed coverage at your target R.

Worked example — cost-per-R-sqft, INS515LD vs AttiCat at R-49 / 1,000 sqft

INS515LD: 56 bags × $14/bag = $784 → $0.784/sqft → $0.016/R-sqft

AttiCat: 25 bags × $45/bag = $1,125 → $1.125/sqft → $0.023/R-sqft

Delta: AttiCat is ~44% more $/R-sqft at this R-target. Apply the same method with your local bag price.

Cellulose is generally 30–45% less expensive per square foot at the same R-value. For Zone 5–8 homeowners needing R-60, the cellulose cost advantage is significant: approximately $870–1,160 vs $1,260–1,575 for 1,000 sq ft in materials alone.

Rule of thumb: To hit R-49 over 1,000 sq ft, budget roughly $670–$840 in cellulose (Greenfiber INS515LD at ~$12–$15/bag × 56 bags) vs $1,000–$1,250 in AttiCat fiberglass (~$40–$50/bag × 25 bags). Cellulose is typically 30–40% cheaper for high-R targets, with the savings growing at R-60. Both estimates exclude blower rental (free with qualifying bag purchase) and air-sealing materials.

DOE + ENERGY STAR Targets by Climate Zone — In Inches

The DOE publishes R-value targets by climate zone for cost-effective energy retrofits. The table below translates those R-targets to the exact installed depth required for each brand — so you can directly compare your attic's current depth to what you need. Targets are for the uninsulated attic scenario (starting from zero). For existing partial insulation, use the blown-in R-value calculator to input your current depth and get the additional inches needed.

Sources: DOE Energy Saver — Insulation ↗ and ENERGY STAR Insulation ↗. Both based on 2021 IECC. Verified 2026-05-17.
Zone / Example City DOE Target R Greenfiber INS515LD
depth needed
OC AttiCat
depth needed
Zone 1 (Miami FL, HI) R-30 9.2 in 10.75 in
Zone 2 (Phoenix AZ, Houston TX) R-49 14.8 in 17.0 in
Zone 3 (Atlanta GA, Dallas TX) R-49 14.8 in 17.0 in
Zone 4 (DC, Portland OR) R-49–R-60 14.8–18.0 in 17.0–20.5 in
Zone 5 (Chicago IL, Denver CO) R-60 18.0 in 20.5 in
Zone 6 (Burlington VT, Duluth MN) R-60 18.0 in 20.5 in
Zone 7 (Minneapolis MN, Bismarck ND) R-60 18.0 in 20.5 in
Zone 8 (Fairbanks AK) R-60 18.0 in 20.5 in

How to find your climate zone: Enter your ZIP code at energystar.gov ↗ or view the DOE zone map at energy.gov ↗. County-level zone assignments also appear on most local building department websites.

These are DOE cost-effectiveness targets for retrofitting existing homes — not prescriptive code minimums. Local jurisdictions adopt different IECC editions (2018 vs 2021 vs 2024) with potentially different R-minimums. Zone 4A (humid) and 4C (marine Pacific NW) have different code requirements than Zone 4B (dry). Confirm current minimum R-values and any permit requirements with your local building department before starting. Requirements vary by jurisdiction and the specific IECC edition adopted locally.

How to Measure Your Existing Attic Insulation Depth

Before buying any insulation, measure what you currently have. Buying the wrong amount — either too little or too much — is the most common and avoidable mistake. Here are the exact steps:

  1. Find your DOE climate zone — Use your ZIP code at energystar.gov ↗. Your zone determines your target R-value (R-30 in Zone 1, R-49 in Zones 2–4, R-60 in Zones 5–8).
  2. Identify your current insulation type — Look at the texture. Blown cellulose is gray-brown, fibrous, looks like shredded newspaper. Blown fiberglass is pink, yellow, or white and looks fluffy. Fiberglass batts are flat mats with visible paper or foil facing. Knowing the type is essential for the reverse R-per-inch lookup.
  3. Measure depth at multiple points — Use a ruler or tape measure. Take 5–6 measurements across the attic floor (not just near the hatch where insulation is sometimes disturbed). Average the readings. Existing insulation often settles unevenly, particularly near the eaves.
  4. Calculate current R-value — Multiply your average depth by R-per-inch: cellulose ≈ 3.2 R/in; fiberglass batts ≈ 3.14 R/in; blown fiberglass ≈ 2.79 R/in. Example: 8 inches of blown cellulose = ~R-26.
  5. Calculate the gap — Subtract current R from target R: e.g., R-60 target minus R-26 current = R-34 gap. Then: R-34 gap ÷ 3.3 R/in (cellulose) = 10.3 additional inches needed.
  6. Air-seal before blowing — Before buying bags, inspect for top-plate gaps, electrical penetrations, and recessed lights. Seal with low-expansion spray foam or fire-rated caulk. Skipping air sealing can reduce effective R-value 15–30% through convective bypass, regardless of how many bags you add.
  7. Use the calculator for final bag count — Enter your attic area, current depth, product type, and target R into the blown-in R-value calculator. The calculator accounts for existing R and outputs estimated additional inches and bags needed.

Common Insulation Depth and R-Value Mistakes

These issues show up repeatedly in Reddit /r/Insulation threads and contractor callbacks — each causes a measurable shortfall in R-value or an avoidable second trip to the store.

Common Questions

How many inches of blown insulation do I need for R-49?

Greenfiber INS515LD cellulose: 14.8 inches, 56 bags/1,000 sq ft. Owens Corning AttiCat fiberglass: 17.0 inches, 25 bags/1,000 sq ft. All values per settled depth under FTC 16 CFR Part 460 ↗. No overfill buffer needed.

What is the R-value of 10 inches of blown cellulose insulation?

INS515LD cellulose: ~R-33 (3.3 R/in × 10 in). INS541LD (19 lb bag): ~R-32. AttiCat fiberglass: ~R-28 (2.79 R/in × 10 in). Cellulose requires 2–3 fewer inches than fiberglass to reach the same R-value.

Does blown insulation settle and lose R-value over time?

Blown cellulose settles 15–20% in thickness (ASTM C739) but R-value per inch does NOT change — manufacturer coverage charts already use settled depth per FTC 16 CFR Part 460. The label R-value is what you retain. AttiCat fiberglass does not settle.

What R-value do I need for my climate zone?

Zone 1 (FL, HI): R-30. Zones 2–3 (AZ, TX, GA): R-49. Zones 4–8 (DC north through AK): R-60. Find your zone at energystar.gov ↗. See the full zone-depth table above for settled inches by brand.

What is the difference in R-value per inch between cellulose and fiberglass?

Greenfiber INS515LD cellulose: 3.26–3.33 R/in. AttiCat fiberglass: 2.79 R/in. The ~0.5 R/in gap creates a 2.2-inch depth advantage for cellulose at R-49 — 14.8 in vs 17.0 in — significant near low eaves.

Estimate your Additional Inches and Bags

This chart gives you the reference data — the blown-in R-value calculator does the project-specific math. Enter your attic area, existing insulation depth, product type, and climate zone target. The calculator outputs estimated additional inches needed and total bags to purchase — with settling already factored in per FTC 16 CFR Part 460.

Open the Blown-In R-Value Calculator →

Related Insulation Guides

  • AttiCat Blown-In Insulation Guide — OC AttiCat L77 coverage chart: R-49 in 17.0 inches at 25 bags/1,000 sq ft. Expanding-bag system, no-settling property, and DIY install checklist.
  • Cellulose Insulation Guide — Borate vs ammonium-sulfate fire retardants, 18–20% settling factor, air-sealing requirements. Greenfiber INS515LD reaches R-60 in 18 inches at 72.4 bags/1,000 sq ft.
  • Blown-In Insulation Guide — Blower rental terms (Home Depot vs Lowe's), dense-pack at 3.5+ lb/cu ft for walls vs loose-fill at ~1.5 lb/cu ft for attics, wall-cavity retrofit.
  • How Much Insulation Do I Need in My Attic? — DOE 8-zone R-value targets (R-30 through R-60), energy savings projection by city, spray foam vs rigid foam R/inch comparison.
  • Cellulose R-Value per Inch — Per-brand R/inch reference (INS515LD 3.26–3.33 R/in; dense-pack ~3.5–4.0 R/in), FTC 16 CFR Part 460 settling mechanics, ASTM C739 vs C518.
  • Blown-In Insulation by Retailer — Home Depot vs Lowe's blower rental comparison: HD free blower with 10 bags AttiCat (27.5 lb each); Lowe's free blower with 20 bags cellulose. Includes R-30 through R-60 bag counts by retailer stock.
  • Cellulose Insulation Thickness Chart by R-Value — Cellulose-only deep dive: INS515LD ~14.8 in at R-49, INS541LD ~15.2 in, Applegate ~15.0 in. Where this guide covers all brands, that guide isolates the cellulose subset with ASTM C739 settling math.

Estimates only — verify with your local building authority and a qualified contractor before construction. See our full disclaimer.